higher mortgage debt than most other European countries and was not far from those found in the United Kingdom, France or Germany. This has a political background as the Dutch government for many years wanted to help people to buy a house. The tax system allowed homeowners to deduct interests paid on mortgage from pre-tax income for a maximum period of thirty years. This was known as hypotheekrenteaftrek, and consequently lead to the Netherlands becoming the European country with the highest share of the population who is an owner-occupier with a mortgage. Since 2014, the Dutch government is slowly scaling this tax facility down, with an acceleration planned from 2020 onwards.
Dutch households had over 8000 billion euros of outstanding mortgage loans in 2023, a significant value when compared to earlier years. Despite its relatively small population size, the Netherlands had a much Total mortgage debt from households in the Netherlands from 2012 to 2nd quarter 2023 (in million euros)
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Other statistics that may interest you Residential real estate in the Netherlands
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Statistics
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Centraal Bureau voor de Statistiek. (September 25, 2023). Total mortgage debt from households in the Netherlands from 2012 to 2nd quarter 2023 (in million euros) [Graph]. In Statista. Retrieved May 16, 2024, from https://www.statista.com/statistics/590299/total-mortgage-debt-from-households-in-the-netherlands/
Centraal Bureau voor de Statistiek. "Total mortgage debt from households in the Netherlands from 2012 to 2nd quarter 2023 (in million euros)." Chart. September 25, 2023. Statista. Accessed May 16, 2024. https://www.statista.com/statistics/590299/total-mortgage-debt-from-households-in-the-netherlands/
Centraal Bureau voor de Statistiek. (2023). Total mortgage debt from households in the Netherlands from 2012 to 2nd quarter 2023 (in million euros). Statista. Statista Inc.. Accessed: May 16, 2024. https://www.statista.com/statistics/590299/total-mortgage-debt-from-households-in-the-netherlands/
Centraal Bureau voor de Statistiek. "Total Mortgage Debt from Households in The Netherlands from 2012 to 2nd Quarter 2023 (in Million Euros)." Statista, Statista Inc., 25 Sep 2023, https://www.statista.com/statistics/590299/total-mortgage-debt-from-households-in-the-netherlands/
Centraal Bureau voor de Statistiek, Total mortgage debt from households in the Netherlands from 2012 to 2nd quarter 2023 (in million euros) Statista, https://www.statista.com/statistics/590299/total-mortgage-debt-from-households-in-the-netherlands/ (last visited May 16, 2024)
Total mortgage debt from households in the Netherlands from 2012 to 2nd quarter 2023 (in million euros) [Graph], Centraal Bureau voor de Statistiek, September 25, 2023. [Online]. Available: https://www.statista.com/statistics/590299/total-mortgage-debt-from-households-in-the-netherlands/